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Monday, January 13

Dust and How to Fight It

Mitchell Parker

There’s really no easy way to discuss dust. It’s one of those things that makes even the toughest of people just a bit squeamish. But it’s important to know what’s lurking in your house even at a microscopic level, especially if you’re one of every five people who suffer from household allergies. Besides, this info might finally get you dusting and vacuuming on a regular basis.

“House dust is a mixture of materials, some potentially allergenic — different fibers; dander from cats, dogs and other animals; dust mites and bacteria; mold and fungus spores; and pollen,” says microbiologist Karen Hall, who works at Dyson, the company known for its high-powered cylindrical vacuums.

We hear about dust mites all the time, but because we can’t see them, most of us don’t really give them too much thought. Out of sight, out of mind, right? Well, perhaps knowing that dust mites are part of the arachnid family, like spiders, and live in your mattresses and pillows in such mass numbers that they actually add weight to these items, should be enough to keep them in your mind for a long time.

Wednesday, January 8

12 Effective ways to help you sleep

Laura Gaskill

Having trouble getting a full, restful night's sleep? Join us as we tackle each aspect of the nighttime routine, from preparing your space to the final lights-out, so you can sail into dreamland — and learn to get back to sleep even if you pop up again. Take charge of your sleep routine and learn to let go of your day-to-day worries by following these 12 tips.

Tuesday, December 3

The Right Way to Hang Toilet Paper

Houzz

Confession: I’m hung over. No, I didn’t drink too much alcohol last night. What I mean is, my toilet paper hangs over the front of the roll, rather than under (or behind) it. And according to a recent Houzz poll, I’m in the majority.

As of this writing, the poll has topped well over 13,000 votes, with nearly 11,500 (around 85 percent) saying they prefer (demand?) that the roll hangs over. But almost 2,000 people still say they want the sheets to hang under the roll. Maybe they have a point?

Let’s take a look at the most common viewpoints in the over-under debate.

Wednesday, November 27

Food & Wine Pairings for Hanukkah

Epicurious


Celebrate “Thanksgivukkah” with the perfect wine pairings
istock_000004542958xsmallThis year, for the first time in over 100 years, Hanukkah falls on the same day as Thanksgiving, creating one super holiday for Jewish Americans that has been dubbed “Thanksgivukkah.” Hanukkah is a Jewish holiday that lasts for eight days and nights, celebrating the re-dedication of the Holy Temple in Jerusalem during a period of unrest and rebellion around 160 BC. Hanukkah involves many rituals and one of the richest, literally, is the food of Hanukkah: latkes, doughnuts, and pretty much anything else fried in oil. Foods fried in oil are typically served during Hanukkah because they are a reminder of the oil that miraculously kept the Temple menorah alight for eight days. Because most of the food is so rich, lighter wines with crisp acidity often work well to cleanse the palate and keep the meal from feeling too heavy. We offer some of our favorite pairings with these traditional dishes below. Happy Hanukkah!

350905resizeClassic Latkes: These delicious golden potato pancakes prove that there are few things that are not improved by a hot oil bath. Pair them with a high-acid wine to cut through the oily texture and rich flavor, like a sparkling wine or sauvignon blanc.
LA MARCA Prosecco non-vintage(Veneto, Italy) $14
VILLA MARIA Cellar Selection Sauvignon Blanc 2012 (Marlborough, New Zealand) $18

sweet-potato-latkes2_hpresizeGingered Sweet Potato Latkes: A lot is going on in this dish--richness, sweetness, and spice--so the wine pairing can be tricky, but a crisp Alsatian or Austrian riesling should do the trick.
DOMAINE ZIND HUMBRECHT Riesling 2012 (Alsace, France) $25 
EGON MÜLLER “Scharzhof” Riesling QbA 2012 (Mosel, Germany) $25

395411resizeRed Wine Braised Beef Brisket: Choose a wine you like on its own to cook the brisket in, and then use that same wine, or a similar one, to serve with the dish. Bold, fruity cabernet sauvignons or zinfandels won’t lead you astray.
ROBERT BIALE “Grande Vineyard” Zinfandel 2011 (Napa Valley, California) $45 
MOLLYDOOKER “Gigglepot” Cabernet Sauvignon 2011 (Coonawarra, Australia) $49 

51198880resizeSufganiyot: These deep-fried doughnuts, often filled with jelly or custard, are rich, sweet, and just the right way to end a meal (or start it!). It’s best to pair desserts with wines that are as sweet or sweeter than the dessert. Sweetness in food decreases perceived sweetness in wine, so that a fruity sauvignon blanc may seem harsh and bitter with dessert. We recommend something like a sweet Champagne or a late harvest riesling.
TAITTINGER “Nocturne” Sec non-vintage (Champagne, France) $60 
HERMAN J. WIEMER Late Harvest Riesling 2012 (Finger Lakes, New York) $27 


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Monday, November 25

2 deposits on a home purchase offer

Mark Weisleder

As the GTA housing market remains strong, some buyers are losing their deposits when they have a change of heart about the purchase after seeing the home inspection.
Here’s what is happening:
As the average price of a house climbs, many offers are accompanied by substantial deposits, in some cases $25,000 or more. The offer is conditional on the buyer being satisfied with the inspection and in some cases, the buyer is unhappy enough to walk away and ask for their money back. The sellers are upset, because if other buyers hear about what happened, they will wonder what is wrong with the house. The seller can’t answer because they didn’t see the inspection report.
In general, the courts have indicated that buyers must act honestly, reasonably and in good faith. Unfortunately this will have to be proven in court, which means lawyers, legal fees and the potential for the deposit to be withheld for up to two years.
Sellers are not entitled to a copy of the inspection report unless the parties agreed to it. In my opinion, sellers should always include a contract clause that says if the buyer wants to negotiate a reduction, or cancel the deal because of problems in the inspection report, then the buyer must give the seller a copy of the report. This will give the seller the opportunity to check the problems for themselves and be able to explain it to any future buyer.
If the buyer does not conduct the home inspection at all, or perhaps brings in an unqualified person to conduct the inspection, then I believe that these might be examples of not acting reasonably and in good faith. It would then be difficult for a buyer to try and cancel the agreement and argue that they acted in good faith. That’s why it is so important that buyers always use qualified home inspectors.
In a seller’s market, many buyers decide not to include a home inspection condition so they can provide a “clean offer” to the seller. This usually happens when there is a bidding war.
But there are other ways to protect buyers in these circumstances. For example, you can arrange for a home inspection before you bring your offer. Most sellers will be agreeable to this. You are only asking for trouble if you don’t conduct a home inspection before you decide to buy.
In addition, if a buyer is not in a bidding war, consider two deposits, a small one when the deal is accepted, and a larger once you are satisfied with all of your conditions. That way, if you are not satisfied, there is not much of a deposit that will be worth fighting over.
It is very important for buyers to understand all your legal rights and obligations relating to conditions before you bring any offer to buy a home.

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Thursday, November 21

Transit driving real estate investment decisions

Eric Atkens



Being close to good schools, parks and shopping have long been key to home buyers choosing a neighbourhood.

And now access to commuter trains, light rail or subways is quickly moving up the list when people choose a place to live, according to a new report on the Canadian real estate market.

Clogged highways and rush-hour traffic are adding to commuting times and helping to spur a move away from the car-focused suburbs.

"With challenging infrastructure in all major Canadian centres coupled with the urbanization trend, there will be a continued demand for retail, office and residential space in our urban centres where there is easy access to mass transit," said Lori-Ann Beausoleil, a partner at consultancy PricewaterhouseCoopers, which wrote the report with Urban Land Institute.

Urbanization and immigration are expected to increase Toronto's population by more than 90,000 in 2013.

Vancouver and Montreal are both forecast to gain about 40,000 people each, according to the Conference Board of Canada.

"The choice to live in cities is no longer economic, but has now become cultural," the report said.

Smaller cities are also growing, as aging baby boomers tire of shovelling snow on long driveways.

Younger people are enticed to move for better jobs and a vibrant nightlife.

Titled Emerging Trends In Real Estate, the report is aimed at developers and real estate investors.

It outlines the prospects for office and retail spaces as well as condos, houses and rental developments.


www.teambluesky.ca

Tuesday, November 19

Strength of Canadian Housing Market Surprises Economists

Globe & Mail

It’s increasingly looking like the strength that Canada’s housing market has been showing in recent months has staying power.
 
Economists have been surprised by the degree to which home sales have bounced back from the pounding they took in the summer of 2012, when Finance Minister Jim Flaherty tightened the mortgage insurance rules.
 
Part of the reason the market has been so resilient since July is that consumers have been jumping in because they feared that mortgage rates would be rising. Many economists have been forecasting a drop in sales once that phenomenon plays out. Most experts say it won’t be until the end of the year that we’ll really know whether the recent momentum is more than a short-term blip.
 
The latest data, for October, will be released Friday by the Canadian Real Estate Association. The preliminary numbers from local real estate boards suggest it was another strong month, on the heels of September’s 18.2-per-cent year-over-year increase in sales.
 
“Canada’s real estate market looks like it has its mojo back,” Bank of Montreal economist Benjamin Reitzes said in a research note. “Existing home sales are expected to rise 12 per cent year-over-year in October, continuing the firming momentum established in the summer months.
 
“The persistent strength suggests that it’s more than just sales brought forward due to anticipation of higher rates,” he added. “In fact, mortgage rates have shifted lower in recent weeks, reinforcing that rates aren’t likely to move materially higher any time soon.”
 
It should be noted that the market was in a slump this time last year, making it easier for the year-over-year comparisons to be strong. But this spring economists were expecting home sales in 2013 to come in below 2012, and that’s no longer the case.
 
And new home construction continues to be stronger than expected, suggesting builders think the market still has legs, although economists continue to caution that the pace of building should come down.
 
Economists were expecting builders to start construction on 190,000 new homes on an annualized basis last month, but the actual number came in at 198,000.
But some say that may not last.
 
“This renewed strength in the housing market is not expected to continue for much longer, as many of the largest markets in Canada are overbuilt,” Toronto-Dominion Bank research associate Sonny Scarfone wrote in a note. “Demographically supported levels of new home construction are an estimated 175,000 units.”


www.teambluesky.ca